Insurance Products

Car Insurance

car vehicle home

Your car is a valuable asset and for this reason, it is important to find the right insurance to protect it. We have several motor vehicle insurers on our panel and are able to help you put the right cover in place.

Call in to get up to 8 quotes:

  • Save money by comparing competitive quotes to see whether you’re currently paying too much on your car insurance.
  • We offer free Road Protect services and a personalised broker service
  • We’re impartial and unbiased
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We have the expertise to assist you in making wise choices regarding your car insurance. Not only will you find the best suited car insurance to prepare for unforeseen circumstances, you’ll have peace of mind too. The last concern you’d want when having to deal with the impact of a vehicle mishap is the uncertainty as to whether you’ll be able to cover costs. You’ll find that having car insurance is just as important as taking care of the mechanical aspects of your car.

It is particularly important if you’re still paying off your car, because if it gets written off or stolen, you are still required to pay the balance of what you owe on your car loan.

When choosing insurance consider the excess that you’re liable to pay. You’ll need to weigh up the odds of paying a smaller monthly premium and a greater excess? Or, would you prefer to pay a larger monthly premium and a smaller excess? Ask about the no excess or decreasing excess options.

One of the most important decisions you have to make is whether to insure your car for retail or trade value. We can help you with this and remember your car’s value depreciates as the years go by.

When taking out car insurance with DirectAxis, you can choose between:

  • Accident cover
  • 3rd party liability
  • Total loss
  • Fire & theft
  • Or comprehensive which is all of the above

Further benefits you could enjoy when you take out car insurance are:

  • Free tracker installation
  • Road side assistance
  • Drive Buddy
  • Cash-back for no claim activity.

Our Free Road Protect Service has the following benefits:

  • Easy renewal and delivery of car and drivers licences. You’ll get a quick and efficient licence monitoring and notification service, with an easy payment facility, and delivery of your renewed licence and assistance in the event that your licence is stolen.
  • Recover money spent on damaged tyres. You’ll recover the money spent on damaged tyres, mags or rims caused by potholes.
  • 100% pay-out. You’ll have immediate access to an effective Road Accident Fund Claims Management System, with 100% of the recovery paid back to you and your family in the event of a vehicle accident. This includes full medical, legal and administrative support – with no queues and no admin.
  • You’ll be assisted in protecting your legal rights. We’ll assist you in posting bail following an arrest for a minor crime, such as neglecting to pay speeding fines or driving while under the influence. It includes 24/7, 365 call centre support, legal advice representation and after bail follow up and support.

Our aim is to secure the best value for your money by helping you find the most competitive insurance to cover your car.


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Personal Loan

A Personal Loan is a convenient way to take care of your personal and family needs and goals.

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Consolidation Loan

Consolidating can be an effective way to manage your finances and increase your cash flow.

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You could save on your monthly premiums by insuring your car and home with the same insurer.

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Your direct connection to Financial Services. DirectAxis Personal Loans 108 De Waal Road, Diep River, 7800. FirstRand Bank Limited (reg no 1929/001225/06), an Authorised Financial Services and Registered Credit Provider (NCRCP20).  Direct Axis SA (Pty) Ltd, an Authorised Financial Services Provider (FSP7249 and FSP7245)  © Copyright 2018 

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Loan repayment terms range from 24 to 72 months. The maximum interest rate with regards to a DirectAxis Personal Loan is 27.75% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile.
An illustrative example of a loan at an interest rate of 27.75% per annum would be: Loan amount R50 000 plus a once-off initiation fee of R1 207.50 and a monthly admin fee of R69.00, over 72 months.
The total cost of the loan will be R 110 594.54 which is a maximum Annual Percentage Rate (APR) of 30.98%.