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A Direct Axis Personal Loan of up to R150 000 is an unsecured loan that you can pay back over a repayment term of between 2 to 6 years.

You can choose the loan amount that suits you, from R5 000 up to R150 000 (in increments of R1 000), which will be speedily deposited directly into your bank account.

Of course, you are free to use the money however you like – make those home renovations, pay for your child's education, consolidate your retail accounts and more!

Loans are subject to the National Credit Act of 2005. All applications are considered and subject to credit approval by Direct Axis.

Monthly Repayment - *
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* For illustration purposes the repayment amount shown is calculated at an interest rate of 28.00% per annum, an initiation fee of and a monthly service fee of
R 68.40. Also included is a monthly premium for the Personal Protection Plan of R 4.50 per thousand.
Find out if you qualify for a loan by completing the form below and get an immediate decision.

Loan repayment terms range from 24 to 72 months. The maximum interest rate with regards to a DirectAxis Personal Loan is 28% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile. An illustrative example of a loan at an interest rate of 28% per annum would be: Loan amount R50 000.00 plus a once-off initiation fee of R1 197.00 and a monthly admin fee of R68.40, over 72 months. The total cost of the loan will be R111 111.96 which is an Annual Percentage Rate (APR) of 31.20%.
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