Personal Loans

Apply now for a personal loan of up to R150 000. Complete this short form and find out instantly if you qualify! ...More info

Whether it’s home renovations, school fees or vehicle finance, a Direct Axis Personal Loan can be used for anything you choose. Use our Loan Calculator to work out your monthly repayment.

What you'll need to apply?

  • A good credit record
  • A regular monthly income of at least R5 000
  • Your last 3 months’ payslips or bank statements
  • A clear copy of your ID document
  • Details of your bank account into which your salary is paid
  • A recent document confirming your residential address

Loans are subject to the National Credit Act of 2005. All applications are considered and subject to credit approval by Direct Axis.

Loan repayment terms range from 24 to 72 months. The maximum interest rate with regards to a DirectAxis Personal Loan is 28% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile. An illustrative example of a loan at an interest rate of 28% per annum would be: Loan amount R50 000.00 plus a once-off initiation fee of R1 197.00 and a monthly admin fee of R68.40, over 72 months. The total cost of the loan will be R111 111.96 which is an Annual Percentage Rate (APR) of 31.20%.
*Click here to view our terms and conditions